Get paid how, when and where you need.
Settlement is the part of payments that hits your cash flow. We find you terms that fit — the right currencies, the right accounts and the fastest payout timing available for your business.
- Multi-currency settlement
- Next-day options with some providers
- Stablecoin settlement via partners
Settlement terms matter as much as rates.
Two providers with the same rate can leave you with very different cash flow.
Settlement currencies
Be paid in GBP, EUR, USD and other major currencies into matching accounts, to avoid unnecessary conversions.
Payout timing
T+1, T+2 or T+3 — and whether faster options are available once you have a trading history.
Settlement frequency
Daily, weekly or on demand, depending on what suits your cash flow.
Reserves
Whether a rolling or fixed reserve applies, how much, for how long, and when it’s released.
Gross vs net
Whether fees are deducted before payout or invoiced separately — it affects how you reconcile.
Reporting
Settlement reports that tie each payout back to the transactions in it.
Faster cross-border settlement, through partners.
For businesses with international flows, some partners can settle your card takings in regulated stablecoins such as USDC, alongside or instead of fiat. That can mean faster access to funds across borders and outside banking hours.
We act as an introducer only: settlement is provided by the partner, and we never hold your funds. Stablecoins carry their own risks, and whether this is suitable depends on your business, your jurisdiction and your accounting setup.
Why businesses consider it
- Settlement that isn’t tied to bank cut-off times
- Fewer intermediary banks on cross-border transfers
- Useful for businesses with costs or suppliers paid in USD-linked assets
- Can sit alongside your normal fiat settlement
What does T+1 mean?
Funds reach your account one business day after the transaction date. T+2 is two days, and so on.
Why would a provider hold a reserve?
To cover potential refunds and chargebacks. It’s more common for new businesses, online sellers and higher-risk sectors. It should always be disclosed before you sign.
Does DPayments hold my money?
No. Settlement is always made directly to you by the acquirer or partner. We don’t hold or touch merchant funds.
DPayments is an independent payments partner. We arrange these services through regulated acquirers, payment service providers and specialist partners; availability, pricing and approval depend on your business, sector and the partner’s underwriting.
Tell us how you take payments. We’ll do the rest.
Send a few details and we’ll come back by email with a tailored recommendation.