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Multi-currency & DCC

Sell in your customers’ currency. Settle in yours.

Customers buy more confidently when they see a familiar price and currency. We set you up to price and accept payments in multiple currencies, then settle in the currencies that suit your business.

  • Major currencies worldwide
  • Local pricing at checkout
  • Settle in GBP, EUR, USD and more
What’s included

Built for selling across borders.

The right setup depends on where your customers are and where your costs sit.

Present in local currency

Show prices and charge cards in the shopper’s own currency, so there are no surprise conversion fees on their statement.

Multi-currency pricing

Set your own price lists per currency, or convert automatically from a base price.

Flexible settlement

Settle each currency to a matching account, or convert into your home currency — whichever costs you less.

FX transparency

See the exchange rate and margin applied, rather than finding it buried in a blended rate.

Local payment methods

Add popular local methods alongside cards in the markets that use them.

Clear reporting

Reconcile sales and settlements by currency without spreadsheet gymnastics.

Worth understanding

Two ways to handle currency.

Multi-currency pricing (MCP)

You price in the customer’s currency and the card is charged in that currency. Conversion happens on your side at settlement, so you control the rate and the customer sees a clean, local price.

Dynamic currency conversion (DCC)

The customer is offered the choice of paying in their home currency at the point of sale. It’s common on terminals for tourists. It must be optional and clearly shown, and the rate is often less favourable for the customer.

Who it suits

Common uses

Ecommerce exporters

Online shops selling into the EU, US and beyond.

Travel & tourism

Hotels, tours and transport serving international visitors.

iGaming

Operators accepting deposits from players in several markets.

Brokers & platforms

Clients funding accounts in their own currency.

Questions

Good to know.

More answers in our full FAQ, or just ask us.

Do I need a bank account in every currency?

No. You can convert to your home currency at settlement. If you have costs in another currency, settling into a matching account can save you a second conversion.

Which currencies can I accept?

It depends on the provider, but all the major currencies are widely supported. Tell us which markets you sell into and we’ll check coverage.

Is multi-currency more expensive?

International cards usually carry higher interchange whatever currency you charge in. What varies most between providers is the FX margin, which is why we compare it.

DPayments is an independent payments partner. We arrange these services through regulated acquirers, payment service providers and specialist partners; availability, pricing and approval depend on your business, sector and the partner’s underwriting.

Selling across borders?

Tell us where your customers are and how you’d like to be paid. We’ll recommend a multi-currency setup and show the FX costs up front.