Payments set up for the way your sector trades.
A café, a plumber and an online shop all take cards — but they need very different setups. Here’s how we typically approach each, and what we pay close attention to.
Retail & shops
Fast queues, clean reconciliation and a setup that copes with Saturdays.
Typical setup
- Countertop or EPOS-integrated terminals
- Portable devices for queue-busting on busy days
- Payment links for click-and-collect or phone orders
- Online checkout if you sell through a web shop
What we look at closely: Transaction volume and average basket size — interchange-plus pricing often suits shops with lots of small debit card sales.
Cafés, restaurants & bars
Take payment at the table, handle tips fairly and turn tables faster.
Typical setup
- Portable pay-at-table terminals
- Bill splitting and tipping with staff reporting
- EPOS integration so orders and payments match
- Deposits and pre-orders by payment link
What we look at closely: Tip handling, Wi-Fi coverage across the floor and peak-time reliability.
Trades, builders & merchants
Get paid on the doorstep or over the trade counter, not 30 days later.
Typical setup
- 4G mobile terminals that work on site
- Payment links sent straight after a job
- Virtual terminal for phone payments and deposits
- Pre-authorisation for larger jobs
What we look at closely: Signal on site, offline mode, larger trade-counter transactions, and avoiding long rental terms.
Hotels & accommodation
Guest payments from booking to check-out.
Typical setup
- Pre-authorisations at check-in
- Deposits and balances by payment link
- Restaurant and bar charges via ePOS
- Online booking checkout and multi-currency for overseas guests
What we look at closely: Pre-auth handling, no-show policies, future-dated bookings and DCC for international guests.
Automotive
Garages, MOT centres, servicing and dealerships.
Typical setup
- Countertop terminals at reception
- Payment links when the car is ready
- Higher-value transactions and deposits
- Integration with garage management software
What we look at closely: Larger ticket sizes, deposits on parts and vehicles, and commercial card fees from fleet customers.
Garden centres & large retail
Busy weekends, big catalogues and café counters.
Typical setup
- Multiple tills with ePOS integration
- Portable terminals for outdoor areas
- Separate café and retail reporting
- Loyalty schemes for regulars
What we look at closely: Seasonal peaks, Wi-Fi coverage outdoors, and running retail and hospitality side by side.
Online competitions & prize draws
Payments for competition and prize draw sites.
Typical setup
- Hosted checkout with 3D Secure 2
- Apple Pay and Google Pay for quick entries
- Fraud screening and spend controls
- Card payouts for cash prizes
What we look at closely: Your legal structure (free entry route or licence), chargeback rates and partner appetite for the sector.
Ecommerce
A checkout that converts, with fraud and chargebacks kept in check.
Typical setup
- Hosted checkout or platform plugins
- Apple Pay and Google Pay for mobile shoppers
- 3D Secure 2 and fraud screening
- Multi-currency for international sales
What we look at closely: Underwriting requirements for your site, chargeback rates, reserves and settlement speed.
Law firms & professional services
Solicitors, accountants, consultants, agencies and other client-based firms.
Typical setup
- Invoice payment links and pay-now buttons
- Recurring billing for retainers
- Virtual terminal for client calls
- Integration with invoicing and accounting tools
What we look at closely: Higher-value transactions, commercial card fees, client vs office account routing for law firms, and getting paid on time.
Health, beauty & wellness
Salons, barbers, clinics, therapists and studios.
Typical setup
- Countertop or portable terminals at reception
- Deposits to reduce no-shows
- Payments linked to booking software
- Packages and courses billed in instalments
What we look at closely: No-show protection, booking integration and keeping costs low on smaller tickets.
Events & markets
Street food, pop-ups, festivals, fairs and market stalls.
Typical setup
- 4G mobile terminals with long battery life
- Offline mode for crowded networks
- Multiple devices on one account
- Short-term or seasonal options
What we look at closely: Connectivity in busy venues, battery life and avoiding monthly minimums in quiet months.
Gyms, clubs & memberships
Sports clubs, gyms, schools, societies and subscription businesses.
Typical setup
- Recurring card payments on a schedule
- Card updater to reduce failed payments
- Online sign-up with payment
- In-person terminals for classes, kit and bar sales
What we look at closely: Failed payment recovery, churn and simple reporting for committees or managers.
Travel & transport
Taxis, private hire, tour operators, coach hire and hospitality stays.
Typical setup
- Mobile terminals for in-vehicle payment
- Deposits and balances by payment link
- Pre-authorisation for hire and damage holds
- Online booking checkout
What we look at closely: Future-dated bookings can mean extra underwriting checks or reserves — we’ll explain what to expect up front.
Sectors that need specialist partners.
Some industries need acquirers with specific appetite and experience. We work with licensed and regulated businesses in these sectors.
iGaming
Casino, sportsbook, lottery and competition operators: deposits, fast payouts and multi-acquirer resilience.
iGamingForex & CFD
Client deposits and withdrawals for regulated brokers, with card payouts and multi-currency settlement.
Forex & CFDFinancial brokerage
Investment and wealth platforms: open banking, cards, payouts and compliance-ready partners.
Financial brokerageDon’t see your industry?
We work with most UK businesses that take card payments. Tell us what you do and how you sell, and we’ll tell you honestly what we can arrange.
Ask usTell us how you take payments. We’ll do the rest.
Send a few details and we’ll come back by email with a tailored quote — or a plain-English review of what you pay today.