Let customers pay the way they prefer.
Every payment method you don’t offer is a reason for someone to leave. We help you add the methods that matter for your customers — without cluttering checkout with ones that don’t.
- Cards and wallets
- PayPal and pay later
- Open banking and local methods
The methods UK and European customers use.
Availability depends on the provider and your sector.
Visa & Mastercard
Debit, credit and commercial cards — the backbone of every setup.
American Express
Often enabled and priced separately. Worth it if your customers carry it.
Apple Pay & Google Pay
One-tap payments in store, online and in app.
Click to Pay
Saved scheme cards for a faster online checkout.
PayPal
Familiar and trusted, especially for first-time online customers.
Buy now, pay later
Let customers spread the cost with providers such as Klarna. You’re paid upfront; the BNPL provider takes the credit risk.
Open banking (pay by bank)
Payments straight from the customer’s bank app — good for larger amounts and no chargebacks in the card sense.
Local methods
Popular regional methods for selling into European markets.
More methods isn’t always better.
Look at who your customers are
Age, country, device and basket size all change which methods they reach for.
Weigh the cost
Each method has its own fees. Some lift sales enough to justify them; some don’t.
Keep checkout clean
Show the most-used methods first, with the rest one tap away.
Measure and adjust
Track usage and conversion, and drop what isn’t pulling its weight.
Does offering buy now, pay later cost more?
BNPL providers usually charge the merchant a higher fee than cards, in exchange for paying you upfront and carrying the repayment risk. It can pay off on higher-value items.
Can I take PayPal through my card provider?
Many gateways offer PayPal as an option on the same checkout and reporting, so you don’t need a separate integration.
Is open banking cheaper than cards?
Often, yes, especially for larger payments. But not every customer is comfortable with it yet, so it works best alongside cards.
DPayments is an independent payments partner. We arrange these services through regulated acquirers, payment service providers and specialist partners; availability, pricing and approval depend on your business, sector and the partner’s underwriting.
Works well with
Tell us how you take payments. We’ll do the rest.
Send a few details and we’ll come back by email with a tailored recommendation.